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$439,000
Original: $479,000 ▼ Price reduced

6340 JUDITH CT, St Cloud, FL 34771

Pending
3
Beds
2
Baths
1,200
Sq Ft
$365
Per Sq Ft
1967
Built
72
Days Listed
2
Garage
0.68
Acres

About This Property

Tucked away at the end of a quiet cul-de-sac in New Eden on the Lakes, this waterfront retreat captures the laid-back Florida lifestyle that’s becoming harder to find. Set on over half an acre, the property stretches from a peaceful canal out to the open waters of Center Lake, offering direct access to the Chain of Lakes and breathtaking sunset views right from your backyard. Inside, the home offers a functional split-bedroom floor plan with three bedrooms, two bathrooms, and two separate living spaces designed for both entertaining and everyday comfort. Terrazzo flooring and tile run throughout the home, complemented by crown molding in every room, adding timeless character and charm. Natural light fills the interior while serene water views create a relaxing atmosphere throughout. The spacious screened-in patio is the perfect place to enjoy peaceful mornings or unwind in the evening as the sun sets over the lake. This home has great bones and is ready for your vision and updates to truly make it your own. With plenty of room to expand, the oversized lot provides endless opportunities to renovate, redesign, or even add onto the home to create your dream waterfront retreat. Beyond the main residence, a 343 SqFt detached workshop offers incredible flexibility and potential. Whether transformed into a guest cottage, private office, art studio, or hobby space, it’s ready to adapt to your lifestyle needs. Out back, the private dock and boathouse make lake living effortless, while a public boat ramp just one block away adds even more convenience for boating enthusiasts. With no HOA or CDD, you’ll enjoy the freedom and flexibility you’ve been looking for while still being conveniently close to shopping, dining, medical facilities, and within easy driving distance to Florida’s beautiful beaches. The washer and dryer are included and located in the garage, along with a riding mower to help maintain the expansive property. If you’ve been searching for waterfront living, privacy, space, and unlimited potential in a truly special setting, this property presents a rare opportunity to create the Florida dream home you’ve always imagined. One-year home warranty included with a full-price offer.

Facts & Features

Interior
Bedrooms3
Full Bathrooms2
Half Bathrooms0
Interior Sq Ft1,200
Total Structure Area2,307 sqft
FireplaceNo
FlooringEpoxy, Tile
HeatingCentral
CoolingCentral Air
AppliancesConvection Oven, Dryer, Microwave, Refrigerator, Washer
LaundryIn Garage
Interior FeaturesCeiling Fans(s)
Property
Construction
Utilities
Community & HOA
Financial & Listing Details

Rooms

Room types: Kitchen, Living Room, Primary Bedroom, Bedroom 2, Bedroom 3, Workshop, Balcony/Porch/Lanai

Kitchen
LevelFirst
FlooringTile
Living Room
LevelFirst
FlooringTerrazzo
Primary Bedroom
LevelFirst
FlooringTerrazzo
Bedroom 2
LevelFirst
FlooringTerrazzo
Bedroom 3
LevelFirst
FlooringTerrazzo
Workshop
LevelFirst
FlooringConcrete
Balcony/Porch/Lanai
LevelFirst
FlooringConcrete

Price History

May 5, 2026 Listed $479,000
Jul 9, 2026 Price Changed $439,000

Listed by WEICHERT REALTORS HALLMARK PRO · MLS# S5148243

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Listing information © 2026 My Florida Regional MLS DBA Stellar MLS. All Rights Reserved. Data deemed reliable but not guaranteed. Last updated: 2026-07-25.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Contact Agent
Florida Property Finder · LPT Realty, LLC
Mike Valdes
Mike Valdes
Florida Property Finder · LPT Realty
(813) 548-5618
💵 $0 Down Eligible

This home qualifies for 100% financing with no PMI through the PATH loan program — no down payment, and no private mortgage insurance in your monthly payment.

Ask about $0 down — (813) 548-5618
Not in an eligible area or unsure? You may still qualify based on income — contact us. Eligibility based on 2024 FFIEC census data; subject to lender verification. Check any address →
🌾 USDA Rural $0 Down Eligible

This home is in a USDA-designated rural area and may qualify for a USDA Rural Development guaranteed loan — 100% financing with no down payment. USDA loans use an upfront and annual guarantee fee instead of monthly PMI.

Ask about USDA $0 down — (813) 548-5618
This reflects geographic (area) eligibility only — USDA loans also require household income under 115% of the area median income, subject to lender verification. Check any address →
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