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$899,000
Original: $999,000 ▼ Price reduced

1109 CHARLES ST, Clearwater, FL 33755

Active
3
Beds
3
Baths
1,833
Sq Ft
$490
Per Sq Ft
1936
Built
124
Days Listed
2
Garage
0.27
Acres

About This Property

One or more photo(s) has been virtually staged. This is a rare opportunity to own a truly one-of-a-kind legacy property designed for coastal living in one of Pinellas County's most sought-after locations. Situated on a tropical double lot just blocks from St. Joseph’s Sound and minutes from Downtown Dunedin, this exceptional property offers a combination of land, flexibility, charm, and income potential that is increasingly difficult to find. Perhaps the most valuable feature of this property is its rare grandfathered multifamily designation within a residential zoning district, allowing it to function as either a single-family residence or an income-producing duplex with an additional ADU. Owners have the unique ability to live comfortably in one residence while generating income from the others, creating exceptional income opportunities. Thoughtfully renovated from the studs out by a renowned local builder, the property preserves the timeless character and “Old Florida” charm of the original structures while seamlessly incorporating modern luxury, craftsmanship, and convenience throughout. High-end finishes, thoughtful design, and flexible living spaces create a property that feels both elevated and inviting. The oversized double lot offers endless possibilities for expansion, outdoor entertaining, RV or boat parking, and private resort-style living. Surrounded by tropical landscaping, the outdoor setting is anchored by a brand-new pool with elegant paver decking, creating a private coastal retreat perfect for relaxing, entertaining, and enjoying Florida living year-round. Despite being located just minutes from the waterfront, the property sits outside the flood zone, eliminating the need for flood insurance. The Pinellas Trail is located at the end of the block and provides direct biking/walking access to downtown Dunedin’s acclaimed restaurants, breweries, bars, live music venues, boutique shopping, marinas, award-winning Gulf beaches, and Major League Baseball spring training facilities. The staged renderings showcase the incredible versatility of the property and highlight the many ways the spaces can be customized to fit your vision—whether as a private retreat, multigenerational compound, luxury seasonal residence, or high-performing investment property. Properties offering this level of location, flexibility, land value, and coastal character rarely come to market! This property is listed below appraised value and priced to sell!

Facts & Features

Interior
Bedrooms3
Full Bathrooms3
Half Bathrooms0
Interior Sq Ft1,833
Total Structure Area1,833 sqft
FireplaceNo
FlooringTile
HeatingCentral, Electric
CoolingCentral Air, Mini-Split Unit(s)
AppliancesRange, Range Hood, Tankless Water Heater
LaundryInside, Laundry Closet
Interior FeaturesHigh Ceilings, Kitchen/Family Room Combo, PrimaryBedroom Upstairs, Stone Counter
Window FeaturesStorm Window(s)
Property
Construction
Utilities
Community & HOA
Financial & Listing Details

Rooms

Room types: Kitchen, Living Room, Primary Bedroom, Bedroom 2, Bedroom 3

Kitchen
LevelSecond
Dimensions14x9
FlooringTile
Living Room
LevelSecond
Dimensions21x19
FlooringTile
Primary Bedroom
LevelSecond
Dimensions21x16
FlooringTile
Bedroom 2
LevelFirst
Dimensions9x10
FlooringTile
Bedroom 3
LevelFirst
Dimensions9x9
FlooringTile

Price History

Mar 22, 2026 Listed $999,000
Jul 24, 2026 Price Changed $899,000

Listed by CHARLES RUTENBERG REALTY INC · MLS# TB8489075

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Properties displayed may be listed or sold by various participants in the MLS

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Listing information © 2026 My Florida Regional MLS DBA Stellar MLS. All Rights Reserved. Data deemed reliable but not guaranteed. Last updated: 2026-07-24.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Contact Agent
Florida Property Finder · LPT Realty, LLC
Mike Valdes
Mike Valdes
Florida Property Finder · LPT Realty
(813) 548-5618
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