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$400,000

1846 SILVER STAR PL, Ruskin, FL 33570

Active
5
Beds
4
Baths
3,346
Sq Ft
$119
Per Sq Ft
2021
Built
4
Days Listed
3
Garage
0.17
Acres

About This Property

3200 + sq ft home with 5-Bedroom, 3.5-Bath, and no backyard neighbors. Pond-Front Home with Bonus Room in Spencer Creek! Welcome home to over 3,250 square feet of beautifully designed living space offering a large 2nd-floor bonus room and a versatile 1st-floor flex space—perfect for today's growing families and those who love to entertain. Step inside to discover a bright, open-concept floor plan where the kitchen, dining, and family room seamlessly flow together, creating the ideal gathering place for everyday living and special occasions. The chef's kitchen is the centerpiece of the home, featuring a large center island with seating and granite countertops, abundant cabinetry, a walk-in pantry to keep everything organized, and an open view of the dining and living areas, making it easy to stay connected while preparing meals. A flexible room on the first floor provides endless possibilities as a home office, playroom, formal living room, fitness area, or hobby space to suit your lifestyle. Tucked away at the rear of the home for added privacy, the spacious first-floor owner's suite serves as a peaceful retreat with a large walk-in closet and a private en-suite bathroom designed for comfort and convenience. Upstairs, you'll find four generously sized bedrooms, two full bathrooms, and an oversized bonus room that can easily become a media room, game room, home theater, teen retreat, or second family room. With so much flexible space, there's room for everyone to spread out and enjoy. Situated on a homesite with a serene pond view, the expansive backyard offers endless opportunities to create your dream outdoor oasis. Add a pool, build an outdoor kitchen, create a play area, or simply relax and enjoy the extra space. Residents of Spencer Creek enjoy a convenient location with easy access to I-75 and US-41, making commuting a breeze while remaining close to shopping, dining, parks, top-rated schools, medical facilities, and Tampa Bay's world-renowned Gulf Coast beaches. Combining generous living space, flexible floor plan, modern design, and an exceptional location, this move-in-ready home offers everything today's buyers are searching for. Schedule your private tour today and discover why this Spencer Creek home is the perfect place to call home! Home is NOT homesteaded for taxes, and CDD fees are included in taxes.

Facts & Features

Interior
Bedrooms5
Full Bathrooms3
Half Bathrooms1
Interior Sq Ft3,346
Total Structure Area4,187 sqft
FireplaceNo
FlooringCarpet, Ceramic Tile
HeatingCentral, Electric
CoolingCentral Air
AppliancesDishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood, Refri
LaundryLaundry Room
Interior FeaturesCeiling Fans(s), Eat-in Kitchen, High Ceilings, Open Floorplan, Primary Bedroom
Property
Construction
Utilities
Community & HOA
Financial & Listing Details

Rooms

Room types: Living Room, Kitchen, Dinette, Den, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Bonus Room

Living Room
LevelFirst
Dimensions20x19
FlooringCeramic Tile
FeaturesCeiling Fan(s)
Kitchen
LevelFirst
Dimensions20x12
FlooringCeramic Tile
FeaturesCloset Pantry, Granite Counters, Kitchen Island, Stone Counters
Dinette
LevelFirst
Dimensions18x7
FlooringCeramic Tile
Den
LevelFirst
Dimensions13x10
FlooringCeramic Tile
FeaturesCeiling Fan(s)
Primary Bedroom
LevelFirst
Dimensions17x15
FlooringCarpet
FeaturesCeiling Fan(s), Double Vanity, En Suite Bathroom, Exhaust Fan, Shower No Tub
Bedroom 2
LevelSecond
Dimensions14x11
FlooringCarpet
FeaturesCeiling Fan(s), Jack & Jill Bathroom
Bedroom 3
LevelSecond
Dimensions13x12
FlooringCarpet
FeaturesCeiling Fan(s), Jack & Jill Bathroom
Bedroom 4
LevelSecond
Dimensions14x13
FlooringCarpet
FeaturesCeiling Fan(s), Jack & Jill Bathroom
Bedroom 5
LevelSecond
Dimensions14x11
FlooringCarpet
FeaturesCeiling Fan(s), Jack & Jill Bathroom
Bonus Room
LevelSecond
Dimensions15x30
FlooringCarpet
FeaturesCeiling Fan(s)

Price History

Jul 15, 2026 Listed $400,000

Listed by KELLER WILLIAMS SUBURBAN TAMPA · MLS# TB8527814

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Properties displayed may be listed or sold by various participants in the MLS

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Listing information © 2026 My Florida Regional MLS DBA Stellar MLS. All Rights Reserved. Data deemed reliable but not guaranteed. Last updated: 2026-07-19.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Contact Agent
Florida Property Finder · LPT Realty, LLC
Mike Valdes
Mike Valdes
Florida Property Finder · LPT Realty
(813) 548-5618
💵 $0 Down Eligible

This home qualifies for 100% financing with no PMI through the PATH loan program — no down payment, and no private mortgage insurance in your monthly payment.

Ask about $0 down — (813) 548-5618
Not in an eligible area or unsure? You may still qualify based on income — contact us. Eligibility based on 2024 FFIEC census data; subject to lender verification. Check any address →
🌾 USDA Rural $0 Down Eligible

This home is in a USDA-designated rural area and may qualify for a USDA Rural Development guaranteed loan — 100% financing with no down payment. USDA loans use an upfront and annual guarantee fee instead of monthly PMI.

Ask about USDA $0 down — (813) 548-5618
This reflects geographic (area) eligibility only — USDA loans also require household income under 115% of the area median income, subject to lender verification. Check any address →
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