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$458,000
Original: $500,000 ▼ Price reduced

13400 COUNTY ROAD 450, Umatilla, FL 32784

Active
3
Beds
2
Baths
1,508
Sq Ft
$303
Per Sq Ft
2019
Built
208
Days Listed
1.39
Acres

About This Property

Discover the ultimate Florida lifestyle in this 3-bedroom, 2-bath lakefront sanctuary in charming Umatilla. Perfectly positioned on over one acre of property, this home is an ideal retreat for families, retirees, and nature lovers alike. Situated about 35-40 feet above the lake. UNRIVALED VIEWS: Wake up to breathtaking lake views from your primary bedroom and enjoy spectacular sunsets from the spacious living area, one guest room, and the expansive, huge deck. The 3rd Bedroom has park like views of the front yard. GOURMET KITCHEN: Designed for entertaining, the chef’s kitchen features stunning granite countertops and a beautiful, oversized island—the perfect gathering spot. LUXURY INTERIOR: Enjoy a bright, airy feel with high ceilings, elegant , granite topped, tall vanities in the baths, the primary featuring double sinks and energy-efficient double-pane windows, throughout the home. Discover the ultimate Florida lifestyle in this 3-bedroom, 2-bath lakefront sanctuary in charming Umatilla. Custom-built by renowned builder Craig Hegstrom—known for his million-dollar luxury homes—this property is perfectly positioned on over one acre and offers an ideal retreat for families, retirees, and nature lovers alike. Situated about 35–40 feet above the lake, it provides ultimate peace of mind. UNRIVALED VIEWS: Wake up to breathtaking lake views from your primary bedroom and enjoy spectacular sunsets from the spacious living area, one guest room, and the expansive, huge deck. The 3rd bedroom features park-like views of the front yard.   GOURMET KITCHEN: Designed for entertaining, the chef’s kitchen features stunning granite countertops and a beautiful, oversized island—the perfect gathering spot.   LUXURY INTERIOR: Enjoy a bright, airy feel with high ceilings, elegant, granite-topped, tall vanities in the baths (the primary featuring double sinks), and energy-efficient double-pane windows throughout the home.   DURABLE & EFFICIENT: Built with strong concrete block and stucco construction. Practical features include an indoor laundry room with a sink that doubles as an overflow pantry right off the kitchen.   NATURAL CHARM & EFFICIENCY: The property is beautifully framed by majestic, mature oak trees, offering deep shade and a serene, park-like setting right to the water's edge. This natural shade, combined with the home's energy-efficient construction, ensures remarkably low utility costs. LOW COST OF OWNERSHIP: Enjoy the freedom of highly affordable living with absolutely no HOA fees, lower county property taxes, and no water or sewer bills thanks to the private well and septic system. PREMIER PROXIMITY: Located just minutes from the pristine Ocala National Forest, this home is a paradise for outdoor enthusiasts, offering world-class kayaking, canoeing, riding, and hiking trails right at your doorstep. Quick 2 miles to the Holly chain of lakes boat ramp. Only an hour to the East coast beaches and 2 hours to the West coast. 20 minutes to The Villages and less than 10 minutes to downtown Umatilla.   This is more than a home; it’s a rare opportunity to own a high-caliber, custom lakefront paradise with unbeatable everyday affordability.

Facts & Features

Interior
Bedrooms3
Full Bathrooms2
Half Bathrooms0
Interior Sq Ft1,508
Total Structure Area1,813 sqft
FireplaceNo
FlooringConcrete
HeatingCentral
CoolingCentral Air
AppliancesDisposal, Dryer, Electric Water Heater, Refrigerator, Washer
LaundryInside, Laundry Room
Interior FeaturesCathedral Ceiling(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan,
Window FeaturesDouble Pane Windows, Insulated Windows
Property
Construction
Utilities
Community & HOA
Financial & Listing Details

Rooms

Room types: Primary Bathroom, Primary Bedroom, Bedroom 2, Bedroom 3, Great Room, Kitchen, Balcony/Porch/Lanai

Primary Bathroom
LevelFirst
Dimensions8x8
FlooringConcrete
FeaturesEn Suite Bathroom, Granite Counters, Shower No Tub, Stone Counters, Tall Countertops
Primary Bedroom
LevelFirst
Dimensions14x12
FlooringConcrete
FeaturesCeiling Fan(s), En Suite Bathroom
Bedroom 2
LevelFirst
Dimensions14x11
FlooringConcrete
FeaturesCeiling Fan(s)
Bedroom 3
LevelFirst
Dimensions11x10
FlooringConcrete
FeaturesCeiling Fan(s)
Great Room
LevelFirst
Dimensions23x13
FlooringConcrete
FeaturesCeiling Fan(s)
Kitchen
LevelFirst
FlooringConcrete
FeaturesCloset Pantry, Granite Counters, Pantry, Stone Counters, Walk-In Tub
Balcony/Porch/Lanai
LevelFirst
Dimensions12x20
FlooringWood

Schools

ElementaryUmatilla Elem
High SchoolUmatilla High A
School assignments and grades are informational — verify boundaries with the school district before purchasing.

Price History

Nov 21, 2025 Listed $500,000
Jun 6, 2026 Price Changed $458,000

Listed by LPT REALTY, LLC. · MLS# G5104702

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Properties displayed may be listed or sold by various participants in the MLS


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS. All Rights Reserved. Data deemed reliable but not guaranteed. Last updated: 2026-06-17.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Contact Agent
Florida Property Finder · LPT Realty, LLC
Mike Valdes
Mike Valdes
Florida Property Finder · LPT Realty
(813) 548-5618
🌾 USDA Rural $0 Down Eligible

This home is in a USDA-designated rural area and may qualify for a USDA Rural Development guaranteed loan — 100% financing with no down payment. USDA loans use an upfront and annual guarantee fee instead of monthly PMI.

Ask about USDA $0 down — (813) 548-5618
This reflects geographic (area) eligibility only — USDA loans also require household income under 115% of the area median income, subject to lender verification. Check any address →
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