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$753,500

20906 RIVER DR, Dunnellon, FL 34431

Active
4
Beds
4
Baths
2,887
Sq Ft
$260
Per Sq Ft
1948
Built
29
Days Listed
1
Garage
0.32
Acres

About This Property

Experience Withlacoochee River waterfront living at its best only 5 min boat ride to the mouth of the Rainbow River with this unique 4 bedroom, 3.5 bathroom home offering 2,887 sq ft under air, deep water access, and an incredible location less than one mile from the public boat ramp in the heart of downtown Dunnellon. Perfectly positioned within the no-wake zone, this property lets you slow down and enjoy the peaceful side of river life, whether you are launching kayaks from your private dock, relaxing on the rooftop deck above the covered boathouse, or taking a short kayak or boat ride up the river to two separate waterfront restaurants. The Rainbow River is known for its crystal-clear water, abundant wildlife, and beautiful natural scenery, creating the perfect setting for everyday relaxation, weekend getaways, or short-term rental guests. Inside, the home is full of character with wood and tile flooring throughout most of the home, carpet only in the living room, an updated kitchen with granite countertops and hardwood cabinetry, a dining area with wood plank ceilings, a small bar area off the living room, and a bright upstairs living space with scenic river views. Just outside the living room, the second-floor balcony with paneled ceilings offers another peaceful place to unwind and take in the waterfront views. Three bedrooms are located on the main floor, while the spacious primary suite and bonus room are downstairs, with the primary bedroom and bathroom offering direct access outside toward the dock area. Additional features include a metal roof, newer AC units, private dock, covered boathouse, rooftop deck, and a location close to shopping, dining, and area amenities. Currently used as a vacation home and short-term rental, this property offers the rare combination of waterfront lifestyle, character, convenience, and income potential, with rental income available to be verified for serious buyers.

Facts & Features

Interior
Bedrooms4
Full Bathrooms3
Half Bathrooms1
Interior Sq Ft2,887
Total Structure Area3,454 sqft
FireplaceNo
FlooringCarpet, Ceramic Tile, Wood
HeatingHeat Pump
CoolingCentral Air
AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer
LaundryInside
Interior FeaturesCeiling Fans(s)
Property
Construction
Utilities
Community & HOA
Financial & Listing Details

Rooms

Room types: Great Room, Dining Room, Kitchen, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Bathroom 1, Bathroom 2, Bathroom 3, Laundry, Bathroom 4, Balcony/Porch/Lanai

Great Room
LevelUpper
Dining Room
LevelUpper
Kitchen
LevelUpper
Primary Bedroom
LevelUpper
Bedroom 2
LevelUpper
Bedroom 3
LevelUpper
Bedroom 4
LevelFirst
Bedroom 5
LevelFirst
Bathroom 1
LevelUpper
Bathroom 2
LevelUpper
Bathroom 3
LevelFirst
Laundry
LevelUpper
Bathroom 4
LevelFirst
Balcony/Porch/Lanai
LevelUpper
Balcony/Porch/Lanai
LevelFirst

Price History

Jun 24, 2026 Listed $753,500

Listed by RE/MAX PREMIER REALTY · MLS# OM727331

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Properties displayed may be listed or sold by various participants in the MLS

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Listing information © 2026 My Florida Regional MLS DBA Stellar MLS. All Rights Reserved. Data deemed reliable but not guaranteed. Last updated: 2026-07-23.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Contact Agent
Florida Property Finder · LPT Realty, LLC
Mike Valdes
Mike Valdes
Florida Property Finder · LPT Realty
(813) 548-5618
💵 $0 Down Eligible

This home qualifies for 100% financing with no PMI through the PATH loan program — no down payment, and no private mortgage insurance in your monthly payment.

Ask about $0 down — (813) 548-5618
Not in an eligible area or unsure? You may still qualify based on income — contact us. Eligibility based on 2024 FFIEC census data; subject to lender verification. Check any address →
🌾 USDA Rural $0 Down Eligible

This home is in a USDA-designated rural area and may qualify for a USDA Rural Development guaranteed loan — 100% financing with no down payment. USDA loans use an upfront and annual guarantee fee instead of monthly PMI.

Ask about USDA $0 down — (813) 548-5618
This reflects geographic (area) eligibility only — USDA loans also require household income under 115% of the area median income, subject to lender verification. Check any address →
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