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$3,800,000

306 HARBOR DR, Indian Rocks Beach, FL 33785

Active
5
Beds
4
Baths
4,571
Sq Ft
$831
Per Sq Ft
2004
Built
175
Days Listed
5
Garage
0.21
Acres

About This Property

Direct Gulf access, deep water Intracoastal frontage, a 25,000 lb boat lift, and an assumable flood policy of just $1,800 per year—an exceptional combination rarely found in today's waterfront market. Positioned on the Intracoastal Waterway in the heart of Indian Rocks Beach, this custom-built waterfront estate offers over 4,500 square feet, 5 bedrooms, 4 baths, a private dock, saltwater pool, heated spa, elevator, and panoramic water views from nearly every main living space. Designed and built by its original builder-owner, the home was thoughtfully crafted for boating, entertaining, and everyday waterfront living. The oversized primary suite serves as a private retreat with a fireplace, private waterfront balcony, and spa-inspired bath. A chef's kitchen featuring custom wood cabinetry, granite countertops, a large island, walk-in pantry, and butler's pantry opens to spacious living and dining areas designed to capture stunning water views throughout the day. The lower-level social room creates the perfect transition to outdoor living, where the saltwater pool, heated spa, dock, and expansive waterfront setting invite endless days on the water and unforgettable sunset evenings. An added bonus is the home's eastern rear exposure, allowing the pool and outdoor living areas to enjoy morning sun while the house provides shade during the hottest part of the afternoon, helping keep the pool and entertaining spaces more comfortable throughout the summer months. A private elevator services all levels, while the rooftop terrace offers sweeping Intracoastal views. Additional features include a 5-car garage, optional climate-controlled gym, smart home technology, high ceilings, and no HOA. For boating enthusiasts, the location is exceptional. Reach the Gulf within minutes, enjoy deep water access, and keep your vessel protected on the 25,000 lb lift just steps from your back door. The home also performed exceptionally well during recent storms, offering added peace of mind. Short-term rentals are permitted, creating outstanding income potential in one of Tampa Bay's most desirable beach communities. Just a short walk to the sugar-sand beaches of the Gulf of Mexico, Brown Park, tennis courts, restaurants, and local favorites, this home offers the rare opportunity to enjoy true barrier island living. Wake up to dolphins in your backyard, spend the day boating, fishing, or at the beach, then enjoy waterfront sunsets from your pool, spa, or rooftop terrace. Despite feeling worlds away, you're only about 15 miles from Clearwater Beach, 20 miles from Downtown St. Petersburg, and approximately 25 miles from Tampa International Airport, providing convenient access to world-class dining, entertainment, professional sports, and international travel while enjoying one of Florida's most coveted coastal lifestyles. Call today for your private tour or to be sent the FULL video walkthrough.

Facts & Features

Interior
Bedrooms5
Full Bathrooms4
Half Bathrooms0
Interior Sq Ft4,571
Total Structure Area7,104 sqft
FireplaceYes
FlooringCarpet, Ceramic Tile, Wood
HeatingCentral, Electric
CoolingCentral Air, Mini-Split Unit(s)
AppliancesBar Fridge, Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water
LaundryInside
Interior FeaturesBuilt-in Features, Cathedral Ceiling(s), Ceiling Fans(s), Coffered Ceiling(s), D
Window FeaturesSkylight(s), Shutters, Storm Window(s)
Property
Construction
Utilities
Community & HOA
Financial & Listing Details

Rooms

Room types: Primary Bedroom, Primary Bathroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Living Room, Dining Room, Dinette, Laundry

Primary Bedroom
LevelThird
Dimensions27x37
FlooringCarpet
FeaturesBar, Ceiling Fan(s), En Suite Bathroom
Primary Bathroom
LevelThird
Dimensions18x14
FlooringCeramic Tile
FeaturesBuilt-In Shower Bench, Double Vanity, En Suite Bathroom, Granite Counters, Makeup/Vanity Space, Multiple Shower Heads, Rain Shower Head, Tub with Separate Shower Stall, Water Closet/Priv Toilet, Window/Skylight in Bath
Bedroom 2
LevelThird
Dimensions17x14
FlooringCarpet
FeaturesCeiling Fan(s)
Bedroom 3
LevelThird
Dimensions15x14
FlooringCarpet
Bedroom 4
LevelSecond
Dimensions14x14
FlooringCarpet
Bedroom 5
LevelSecond
Dimensions14x14
FlooringCarpet
Kitchen
LevelSecond
Dimensions15x17
FlooringCeramic Tile
FeaturesBreakfast Bar, Closet Pantry, Desk Built-In, Granite Counters
Living Room
LevelSecond
Dimensions18x18
FlooringCeramic Tile
Dining Room
LevelSecond
Dimensions17x13
FlooringWood
Dinette
LevelSecond
Dimensions9x13
FlooringCeramic Tile
Laundry
LevelThird
Dimensions10x7
FlooringCeramic Tile

Price History

Jan 22, 2026 Listed $1,989,000
Jul 17, 2026 Price Changed $3,800,000

Listed by KELLER WILLIAMS REALTY PORTFOLIO COLLECTION · MLS# TB8467679

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Properties displayed may be listed or sold by various participants in the MLS


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS. All Rights Reserved. Data deemed reliable but not guaranteed. Last updated: 2026-07-17.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Florida Property Finder · LPT Realty, LLC
Mike Valdes
Mike Valdes
Florida Property Finder · LPT Realty
(813) 548-5618
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