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$690,000

18200 CYPRESS COVE LN, Lutz, FL 33549

Active
4
Beds
3
Baths
2,307
Sq Ft
$299
Per Sq Ft
1974
Built
2
Days Listed
2
Garage
0.33
Acres

About This Property

An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.

Facts & Features

Interior
Bedrooms4
Full Bathrooms3
Half Bathrooms0
Interior Sq Ft2,307
Total Structure Area3,045 sqft
FireplaceYes
FlooringCarpet, Vinyl
HeatingCentral
CoolingCentral Air
AppliancesConvection Oven, Cooktop, Dishwasher, Dryer, Microwave, Range Hood, Washer
LaundryLaundry Closet
Interior FeaturesCeiling Fans(s), High Ceilings, Open Floorplan, Split Bedroom, Stone Counters, T
Property
Construction
Utilities
Community & HOA
Financial & Listing Details

Rooms

Room types: Primary Bedroom, Kitchen, Living Room

Primary Bedroom
LevelFirst
Kitchen
LevelFirst
Living Room
LevelFirst

Schools

ElementaryLutz-HB
MiddleLiberty-HB A
High SchoolFreedom-HB C
School assignments and grades are informational — verify boundaries with the school district before purchasing.

Price History

Jul 13, 2026 Listed $690,000

Listed by WRIGHT DAVIS REAL ESTATE · MLS# TB8528738

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Properties displayed may be listed or sold by various participants in the MLS

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Listing information © 2026 My Florida Regional MLS DBA Stellar MLS. All Rights Reserved. Data deemed reliable but not guaranteed. Last updated: 2026-07-15.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
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Florida Property Finder · LPT Realty, LLC
Mike Valdes
Mike Valdes
Florida Property Finder · LPT Realty
(813) 548-5618
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