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$580,000

1330 S SHORE DR, St Cloud, FL 34771

Active
5
Beds
2
Baths
1,901
Sq Ft
$305
Per Sq Ft
1962
Built
30
Days Listed
1
Garage
0.30
Acres

About This Property

Virtually Staged. WATERFRONT HOME WITH DIRECT ACCESS TO THE ALLIGATOR CHAIN OF LAKES! Beautifully remodeled 5-bedroom, 2-bathroom home situated on a canal with direct access to Coon Lake and the Alligator Chain of Lakes. This move-in-ready property combines modern updates, waterfront amenities, and practical features designed for Florida living. Recent improvements include a new roof (2023), all new windows (2023), HVAC system (2024), and a private boat dock (2024). The property is further enhanced by a durable composite seawall, helping protect the shoreline while providing easy access to the water. Inside, you'll find tile flooring throughout and a spacious floor plan designed for comfortable living. The primary suite features an upgraded custom closet system, while the remodeled interior offers a clean, modern aesthetic throughout the home. Outdoor living is a highlight of this property. The expansive covered rear porch spans nearly the entire width of the home and is equipped with remote-controlled retractable screens, allowing you to enjoy the space year-round. A dedicated concrete pad is already in place for a future outdoor kitchen. For those needing additional flexibility, the property also includes RV hookups. The canal location offers the added benefit of regular maintenance due to its role as an emergency access waterway, helping provide continued navigability and accessibility to the chain of lakes. Additional features include a private well with a water filtration system and a quiet location with no through traffic.

Facts & Features

Interior
Bedrooms5
Full Bathrooms2
Half Bathrooms0
Interior Sq Ft1,901
Total Structure Area2,641 sqft
FireplaceNo
FlooringCeramic Tile
HeatingElectric
CoolingCentral Air
AppliancesCooktop, Dishwasher, Dryer, Microwave, Refrigerator, Tankless Water Heater, Wash
LaundryInside
Interior FeaturesThermostat, Walk-In Closet(s)
Property
Construction
Utilities
Community & HOA
Financial & Listing Details

Rooms

Room types: Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Bedroom 5, Kitchen, Living Room, Great Room

Primary Bedroom
LevelFirst
Bedroom 2
LevelFirst
Bedroom 3
LevelFirst
Bedroom 4
LevelFirst
Bedroom 5
LevelFirst
Kitchen
LevelFirst
Living Room
LevelFirst
Great Room
LevelFirst

Schools

School assignments and grades are informational — verify boundaries with the school district before purchasing.

Price History

Jun 18, 2026 Listed $580,000

Listed by KELLER WILLIAMS LEGACY REALTY · MLS# S5152097

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Properties displayed may be listed or sold by various participants in the MLS

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Listing information © 2026 My Florida Regional MLS DBA Stellar MLS. All Rights Reserved. Data deemed reliable but not guaranteed. Last updated: 2026-07-18.
IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Contact Agent
Florida Property Finder · LPT Realty, LLC
Mike Valdes
Mike Valdes
Florida Property Finder · LPT Realty
(813) 548-5618
💵 $0 Down Eligible

This home qualifies for 100% financing with no PMI through the PATH loan program — no down payment, and no private mortgage insurance in your monthly payment.

Ask about $0 down — (813) 548-5618
Not in an eligible area or unsure? You may still qualify based on income — contact us. Eligibility based on 2024 FFIEC census data; subject to lender verification. Check any address →
🌾 USDA Rural $0 Down Eligible

This home is in a USDA-designated rural area and may qualify for a USDA Rural Development guaranteed loan — 100% financing with no down payment. USDA loans use an upfront and annual guarantee fee instead of monthly PMI.

Ask about USDA $0 down — (813) 548-5618
This reflects geographic (area) eligibility only — USDA loans also require household income under 115% of the area median income, subject to lender verification. Check any address →
🏦 Down Payment Assistance Available →
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